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Nobody wants to find himself or herself in the position of facing harsh financial realities. Mounting debts and obligations, a growing sense of stress and anxiety about what to do, and being unable to meet all of the demands you're facing. If you're in the position of wanting or needing to file bankruptcy, then before you do so, you should also consider a bankruptcy alternative or non-bankruptcy resolution. First, what qualifies as a bankruptcy alternative? There are many different such options available, and all of them are merely tools at your disposal to try to clear up your financial circumstances enough so that you are not backed into a corner, and that you do not have to file bankruptcy. For instance, with somebody fighting on your behalf such as an experience bankruptcy attorney, you may be able to negotiate and compromise with lenders and creditors. This can get interest rates reduced, total debt owed reduced, monthly payments reduced, and more.   You may also be abl